JENKINTOWN PERSONAL INJURY ATTORNEYS

After a car accident, it can be infuriating if the insurance company doesn’t pay you fairly. You may worry about where to even begin to pay your bills. Don’t give up! There are a few different things that you can do if the insurance company doesn’t honor your claim. Our Pennsylvania personal injury attorneys explain.

If the insurance company doesn’t offer a fair car accident settlement, you can write a demand letter, file an appeal or file a legal claim. A demand letter clearly states what you deserve in a settlement. An appeal is an internal review by the insurance company that is done at your request. Finally, bringing a legal claim allows a judge or jury to determine what payment the insurance company must make for your car accident settlement.

Writing a demand letter

A demand letter is a formal letter that clearly states your case. You tell the insurance company what payment you deserve. The letter also states your justification for what you’re claiming.

You don’t have to turn over all your evidence in a demand letter. In fact, it’s important to carefully determine what information you should disclose in a demand letter. A Pennsylvania personal injury attorney can assist you.

Filing an internal insurance appeal

Another avenue to have the insurance company review the claim again is by filing an internal appeal. There is likely an internal process where you can ask to have fresh eyes review the claim. However, understand that an internal appeal is not the same thing as filing a legal claim. Starting an internal appeal doesn’t meet the deadline for a formal claim. If the insurance company doesn’t respond in a timely manner, it’s important to get your formal legal claim filed.

Filing a legal claim

Fortunately, the insurance company doesn’t have the final say on how to resolve a car accident claim. You may file a car accident claim in court. You may name an insurance company, the other driver or both. Depending on the circumstances and the insurance coverage that you have, the claim may even be against your own insurance company.

Taking the claim to court forces the insurance company to respond. If you’re unable to reach a settlement, the case goes to a trial where either a judge or a jury makes a decision. You have the opportunity to gather evidence and prepare your case. Remember that there are timelines to filing this kind of claim, so it’s important not to delay beginning a legal action.

Responding to an unfair car accident settlement

Our Pennsylvania personal injury attorney team can help you respond to an unfair car accident settlement offer. How to best respond to the insurance company depends on the exact circumstances. Let our team investigate your case, prepare the best response to the insurance company and advocate on your behalf. In addition, our Pennsylvania personal injury attorney team understands the time limits that may impact your case, and we can help you pursue your claim in a timely manner.