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Order of Priority for Insurance Companies in the State of Pennsylvania

JENKINTOWN PERSONAL INJURY ATTORNEYS

In the State of Pennsylvania, regardless of fault, the insurance company responsible for the payment of your medical bills is determined by an Order of Priority. The order is:

First: The Policy in which you are a Named Insured

Second: The Policy in which you qualify as an “Insured” (residing in the same household and related to a named insured)

Third: The policy covering the motor vehicle you were occupying.

Fourth: If you were not the occupant of a motor vehicle (i.e., pedestrian), the policy covering any vehicle involved in the accident.

But, don’t worry. If your own insurance policy is primary under the law, your premiums will not be affected by making a claim for payment of medical bills.

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