Allentown, PA Uber Accident Lawyer – MMK Law

If you’ve been searching for an Uber accident lawyer in Allentown, PA, the experienced attorneys at Mednick, Mezyk & Kredo (MMK Law) have been representing injury victims for more than 25 years.

Since Uber began operating ride-sharing services in Pennsylvania in 2014, we’ve represented:

• Uber passengers injured in crashes
• Uber drivers hurt while on the job
• Other motorists, pedestrians, or cyclists injured by Uber drivers

We know the unique insurance and legal issues that come with Uber accident claims, and we know how to maximize your settlement.

Important: If you are an Uber passenger, or an Uber driver logged into the app when the crash happens, you are always Full Tort under Pennsylvania law — meaning you can claim full compensation for pain and suffering.

Why Uber Accident Claims Are Different

Uber operates differently from taxis or traditional transportation companies. Drivers use their own vehicles and connect with riders via Uber’s smartphone app. In the U.S., Uber completes more than 40 million rides each month — and with that volume comes a high number of accidents.

The difference? Uber carries much higher insurance coverage than most drivers, but navigating these policies can be complicated without an experienced lawyer.

What To Do Immediately After an Uber Accident in Allentown

1. Call 911 – Report the accident to the police.
2. Seek Medical Attention Immediately – Even if injuries seem minor, get evaluated right away.
   • Insurance companies often reduce settlements if you delay treatment.
3. Document Everything – Take photos, get witness contact information, and save screenshots from the Uber app.
4. Contact an Uber Accident Lawyer – Before speaking to an insurance adjuster, call MMK Law to protect your rights.

Who Pays My Medical Bills After an Uber Accident?

Pennsylvania is a “No-Fault” state for medical bills. Here’s the payment priority for Personal Injury Protection (PIP) coverage:

1. Your own auto insurance pays first (even if your car wasn’t involved).
2. If you don’t have insurance, a family member’s auto insurance may apply.
3. If neither applies, the Uber vehicle’s policy covers you.
4. If you’re not in a vehicle, any vehicle involved in the crash may cover you.

PIP Coverage Amounts in PA for Uber Accidents:

• Passengers: $25,000 medical coverage
• Drivers: $5,000 medical coverage

Your insurance company cannot raise your rates for making a medical claim under PA law.

Can You Sue Uber for Your Injuries?

You generally cannot sue Uber directly, but you can make a claim against:

• The Uber driver’s insurance policy
• Uber’s $1 million liability policy (available when the app is active)

Uber’s coverage may also protect you in situations where:

• Another driver causes the crash but has no insurance → You can make an Uninsured Motorist Claim.
• Another driver has not enough insurance → You can make an Underinsured Motorist Claim.

Uber’s Insurance Coverage Levels

Coverage depends on the driver’s status at the time of the crash:

• Passenger in Uber: Always covered by Uber’s $1 million liability and UM/UIM coverage.
• Driver logged into app, waiting for ride request: $50k per person / $100k per accident liability + $25k property damage.
• Driver in route to pick up or transporting passenger: $1 million liability + UM/UIM.

Why Hire an Allentown Uber Accident Lawyer?

Insurance companies pay more to represented clients. Studies show injury settlements are up to 350% higher when handled by an attorney.

Our lawyers know:

• How to properly value your claim
• How to prove pain and suffering damages
• How to negotiate with Uber’s insurance carriers for maximum payout
• How to take your case to court if necessary

Damages You May Be Entitled To

General Damages (Non-Economic):

• Pain and suffering (past, present, future)
• Loss of life’s pleasures
• Emotional distress, depression, anxiety, PTSD
• Scarring or disfigurement
• Disability or impairment

Special Damages (Economic):

• Medical expenses (past and future)
• Lost wages and loss of earning capacity
• Property damage, towing, rental costs
• Healthcare liens and out-of-pocket expenses

Full Tort vs. Limited Tort in Uber Accidents

• Passengers in Uber: Always Full Tort
• Uber drivers logged into the app: Always Full Tort
• Uber drivers not logged in: Depends on personal auto policy
• Pedestrians hit by Uber: Always Full Tort

Why it matters: Pain and suffering is often 90%+ of settlement value.

Other Important Uber Accident FAQs

Is My Settlement Taxable?
No — personal injury settlements for physical injuries are generally not taxable.

What If I Wasn’t Wearing a Seatbelt?
Under PA law, this cannot be used against you in a personal injury case.

Should I Give a Statement to the Insurance Company?
Never without a lawyer present. Adjusters often look for statements that reduce claim value.

What’s the Statute of Limitations?
Two years from the date of the accident (longer for minors).

Will My Case Settle Quickly?
Many do — but the biggest settlements often come after strategic litigation.

How MMK Law Gets Paid

We handle Uber accident cases on a contingency fee basis:

• No upfront fees
• We only get paid if you win
• Our fee is a percentage of your recovery, giving us every incentive to get you the largest settlement possible

Call an Allentown Uber Accident Lawyer Today

When you’re hurt in an Uber accident, every decision matters — from your first medical visit to the lawyer you hire. The sooner you call us, the stronger your case will be.

Call MMK Law now for a free consultation and let us fight for the full compensation you deserve.